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ING Direct - Savings Maximiser rate is going up - and up

Great News! Savings Maximiser's standard variable rate is increased from 6.90% p.a. to 7.00% p.a. effective 23 June 2008. Plus the promotional interest rate from 7.90% p.a. to 8.00% p.a. effective 23 June 2008, which you can earn on any eligible deposits you make up until 30 September 2008. This is better than term deposits offered by major banks.

Inflation

The inflation hit Australia! Fuel price is increased greatly. Rice price was doubled in the past month. I think it's time to track where we can find the best bargain around the town, Melbourne. Rice: I think the Jasmine Rice (I love Coles) is the best value. Its current price is $17 for 10 kg. The taste is among the greatest; much better than the long grain rice. I will start posting best value essential food when I find one.

You might be able to get away paying speeding fines.

From www.fines.vic.gov.au under Official Warning sub menu: If you have received a Traffic Infringement Notice for a minor offence and you have a good driving record, you may be able to apply for an official warning. You may apply to receive an official warning if you: * hold a current drivers licence (including probationary licence but not including a learner drivers permit) * have not been issued with a speeding or other traffic fine or official warning within the previous two years * were caught doing less than 10 kilometres per hour over the speed limit * do not deny that you were speeding. Each application for an official warning is judged on a case-by-case basis and is subject to the discretion of Victoria Police. To get more information about your eligibility for an official warning call Civic Compliance Victoria on (03) 9200 8111, between 8am and 6pm, Monday to Friday. Callers from regional Victoria can contact Civic Compliance Victoria on 1800 150 410 for the c...

Free Train Travel for Early Birds

* Early Bird program to be expanded to all metro lines * Quarter or users changed plans to take advantage * Passengers can save 'up to $47-per-fortnight' ALL of Melbourne's trains will be free before 7am in a bid to ease crowding on the network. After a trial of the free Early Bird travel on two lines, which began in October, the State Government today said it would expand the program for all 15 metropolitan lines, starting on March 31. Passengers must arrive at their destination by 7am, between Monday to Friday, for their travel to be free. Victorian Premier John Brumby said the trial on the Frankston and Sydenham lines showed more than a quarter of passengers who travel before 7am altered their travel times to take advantage of the initiative. "Roll-out of the Early Bird is the next step in our commitment to find new and innovative ways to address the unprecedented patronage growth we are experiencing across the network,'' Mr Brumby said. ...

Hunt for the cheapest home loan

With the prospect of higher interest rates on the cards you should be searching high and low for the cheapest home loan rate you can get. If it is a new loan you're after, it is hard to beat the "headline" rates being offered by the mostly non-bank online providers which, at first glance, can be a whole basis point behind the current variable rates being charged by the big four banks. At the time of going to press - remember financial markets are volatile right now and variable rates are on the rise - the cheapest variable rate online home loan on offer was RateBuster's 7.65 per cent, compared to ANZ's 8.77 per cent. According to loan comparer Infochoice, there are plenty of cheaper loan options (see tables below). Where they might sting is in the application or termination fees and with the flexibility they offer. Cheap but not cheerful Remembering that it was the cheap "teaser rates" offered to thousands of new borrowers in the United States that playe...

My Canon EOS 40D

Yeah! After researching for weeks on the net, I finally got my Digital SLR from eBay. It costs me AUD$1300, which is around $500 cheaper than the street price. The Canon EOS 40D is a 10-megapixel semi-professional digital single-lens reflex camera. It is the successor of the Canon EOS 30D and can accept EF and EF-S lenses, and like its predecessor, it uses an APS-C sized image sensor, resulting in a 1.6x Field of View Crop Factor.