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Three steps to wealth

Experts say you too could be wealthy if you spend less than you earn and invest the diffeI saw this on news.com.au today:

1. Reduce spending by eliminating monthly expense programs and unnecessary luxuries and living frugally.

2. Increase your income by improving job skills or changing jobs or consider working overtime or starting a new business.

3. Invest wisely by learning what is necessary. You can implement a conventional asset allocation of stocks and bonds using low-cost passive index funds or you can purchase positive cash flow real estate in your local area using fully amortising, fixed rate mortgages. Either strategy is proven and accessible.

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